Household Insurance

Please note that using the quotation facility does NOT constitute a personal recommendation. Financial Private Clients Ltd will not have provided advice, nor will we have given a recommendation or endorsement of a product or service providers You will be responsible for deciding whether the policy meets your demands and needs.


 

Standard Household cover

The Standard Household insurance panel provides a broad range of quotations from the panel of insurers that CETA has access to. Cover is based on the building and/or contents sums insured that you enter and is ideal for those that know the re-build cost of their property, normally found on a recent survey.

Most policies offer a range of discounts including no claims bonuses, age and security. Further discounts may also apply if buildings and contents are bought together.

Click here for a quote

Summary:

  • No claims discount
  • Locks discount
  • Alarm discount
  • Neighbourhood watch discount
  • Age discounts
  • Large property discounts
  • Cover for large Houses and Flats
  • Buildings up to £1,000,000
  • Including outbuildings, garages, garden walls, gates, hedges, fences, paths and drives
  • Buildings accidental damage
  • Rental or alternative accommodation
  • Architect fees
  • Underground pipes and cables
  • Replacement locks
  • Contents up to £100,000
  • Including household goods and personal belongings
  • Contents accidental damage
  • High risk property in the home
  • Business Equipment
  • Money
  • Credit cards
  • Freezer food
  • Contents of Outbuildings and Sheds
  • Public and Personal Liability
  • Liability for domestic employees
  • Tenant’s liability
  • Accidental damage to Audio and video equipment
  • Accidental damage to glass and mirrors
  • Christmas/Wedding Gifts
  • Unspecified personal possessions
  • Pedal Cycles
  • Policy excesses from just £50

This summary is not a full key features summary and should not be taken as so. Full documentation including key features and the policy wording is provided at the end of your quote and is dependent on the insurer that you have selected.


Notional Household cover

The Notional Household insurance panel provides a broad range of quotations from the panel of insurers that CETA has access to. The cover is for those who do not know the exact sums insured for their building and/or contents cover and is calculated based on the postcode, type of property and number of bedrooms.

Most policies offer a range of discounts including no claims bonuses, age and security. Further discounts may also apply if buildings and contents are bought together.

Click here for a quote

Summary:

  • No claims discount
  • Locks discount
  • Alarm discount
  • Neighbourhood watch discount
  • Age discounts
  • Large property discounts
  • Cover for large houses and flats
  • Buildings up to £500,000
  • Including outbuildings, garages, garden walls, gates, hedges, fences, paths and drives
  • Buildings accidental damage
  • Rental or alternative accommodation
  • Architect fees
  • Underground pipes and cables
  • Replacement locks
  • Contents up to £55,000
  • Including household goods and personal
  • Belongings
  • Contents accidental damage
  • High risk property in the home
  • Business Equipment
  • Money
  • Credit cards
  • Freezer food
  • Contents of outbuildings and sheds
  • Public and personal liability
  • Liability for domestic employees
  • Tenant’s liability
  • Accidental damage to audio and video equipment
  • Accidental damage to glass and mirrors
  • Christmas/Wedding gifts
  • Unspecified personal possessions
  • Pedal cycles
  • Policy excesses from just £50

This summary is not a full key features summary and should not be taken as so. Full documentation including key features and the policy wording is provided at the end of your quote and is dependent on the insurer that you have selected.

Want to know more?

Call us for a friendly chat on 01386 576553 or email: dick@financialprivateclients.ltd.uk