Travel Insurance should be taken out to cover any unfortunate mishaps that may occur when travelling abroad, such as an injury, sudden illness or stolen possessions. There is the choice of Single Trip and Annual Trip Insurance as well as Skiers and Backpacking Insurance.
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Summary:
Single and annual trip cover
- Personal accident
- Permanent total disablement
- Loss of limb(s) or eye(s)
- Death
- Personal liability
- Legal expenses
- Pet care
- Domestic assistance
- Baggage, money and delays
- Holiday abandonment
- Missed departure
- Travel delay
- Baggage and personal effects
- Delayed baggage
- Loss of travel documents
- Money and cash
- 3 different levels of cover, economy, standard and deluxe
Economy cover
- Medical up to £2,000,000
- Cancellation up to £1,500
- Curtailment up to £1,500
- Emergency repatriation up to £2,000,000
- Hospital benefit up to £500
- £50 standard excess
- £75 medical excess
Standard cover
- Medical up to £5,000,000
- Cancellation up to £3,000
- Curtailment up to £3,000
- Emergency repatriation up to £5,000,000
- Hospital benefit up to £750
- £50 standard excess
- £50 medical excess
Deluxe cover
- Medical up to £10,000,000
- Cancellation up to £5,000
- Curtailment up to £5,000
- Emergency repatriation up to £10,000,000
- Hospital benefit up to £1,000
- £40 standard excess
- £40 medical excess
Annual cover
- Medical up to £5,000,000
- Cancellation up to £3,000
- Curtailment up to £3,000
- Emergency repatriation up to £5,000,000
- Hospital benefit up to £750
- £50 standard excess
- £50 medical excess
This summary is not a full key features summary and should not be taken as so. Full documentation including key features and the policy wording is provided at the end of your quote and is dependent on the insurer that you have selected.
Those requiring higher levels of overseas medical cover particularly if involved in hazardous sports that are not normally covered by a standard travel insurance policy may consider the following as an alternative by clicking here.